Re:Terrible real estate agent photographs
by alistairSH on Friday June 30, 2023 @02:29PM
(#36539881)
Sorry, I was thinking of home warranties. You're exactly right on home insurance.
Two very different products, the former being a borderline scam much of the time, the latter being a requirement for financing (and common sense).
Current example for me... house is 50+ year old, with copper pipe for water supply. We're starting to get pin-hole leaks on some pipes. AFAIK, insurance considers this a maintenance item. They'd probably fix a major burst and the damage it causes (after the fact) but have no interest in even subsidizing preventative work to avoid the costly repair.
Two very different products, the former being a borderline scam much of the time, the latter being a requirement for financing (and common sense).
Current example for me... house is 50+ year old, with copper pipe for water supply. We're starting to get pin-hole leaks on some pipes. AFAIK, insurance considers this a maintenance item. They'd probably fix a major burst and the damage it causes (after the fact) but have no interest in even subsidizing preventative work to avoid the costly repair.