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Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by SoftTalker on Thursday June 29, 2023 @10:19AM (#36520697)
More and more people have dashcams now for this reason. Of course those can be used against you as well.

Honestly if there's no injury, the police aren't going to care too much about damage to your car. They figure you're insured, so you'll be taken care of.

In most cities they have bigger fish to fry and a car accident with no injuries is just not that important. I don't think they're entirely wrong.

Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by iamatworknow on Thursday June 29, 2023 @10:54AM (#36521234)
I had a situation a few years ago driving down a highway at night when all of a sudden I noticed a weird "thing" in the sky in front of me. It got closer and I swerved, but not enough to avoid it hitting the side of my car, taking off the side mirror and gouging up the front half of the drivers' side. Then I realized it was the plastic bed liner of the pickup truck in front of me that became unattached at highway speeds and flew into the air like a kite. My car was still operable, and I had a (poor quality, especially at night, but operable) dash cam, and the truck ahead of me didn't stop, so I sped closer to close the distance to the truck and for assurance, read out the license plate number aloud so the dash cam's microphone could pick it up before pulling over.

Contacted the police, took them about an hour to respond, and the officer gave me his email so I could send him the video. It was hard to make out but you could definitely see the object leave the truck, and a few seconds later appearing in my view, and me swerving.

Contacted insurance, they arranged the repairs, and I was out the deductible. About a week later I got a call from the police saying they looked up the plate and lo and behold, it wasn't even registered to a white pickup truck, but a blue sedan, so the plate was either stolen or swapped from another vehicle, at which point there really was no recourse.

Long story short, even if you have a dash cam, sometimes you're SOL. I _did_ use that as an excuse to upgrade my dash cam to one with better quality and night vision, but yeah, shit happens, and if nobody got hurt sometimes you gotta just accept it.

Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by MichaelZuo on Thursday June 29, 2023 @11:24AM (#36521691)
The police in your area doesn't do anything about swapped or stolen plates? It's odd since they seem to be the group that would care most about the accuracy of plates matching the car.
Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by iamatworknow on Thursday June 29, 2023 @11:53AM (#36522144)
Maybe they do, or did in this case, but I wouldn't expect them to keep me informed on what happened.
Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by P_I_Staker on Friday June 30, 2023 @09:05AM (#36534138)
I don't know what you expected the cam to do, lol. It seems your insurance paid out? If so, how does getting a good picture help at all? The guys a deadbeat with no insurance either way (assuming the apposing driver can be held responsible for damages, not the case in all states).

Assuming you have fault based accidents and can sue for the full cost, again the guys a deadbeat. I don't think this is the money saving idea that it seems. I'm not sure what you're hoping to accomplish, honestly.

Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by iamatworknow on Tuesday July 04, 2023 @03:25PM (#36591472)
I don't know what you expect this comment to do, lol.
Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by P_I_Staker on Monday July 10, 2023 @08:20AM (#36665286)
> Long story short, even if you have a dash cam, sometimes you're SOL

Quite simple: Explain how you would have benefited at all, or why you were SOL. It sounds like the outcome could not have been improved... I guess maybe you think that there's a better chance of the person getting caught.

Are you just sad they weren't able to put someone in a cage, even though there's no financial impact on you whatsoever.

Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by FireBeyond on Thursday June 29, 2023 @12:08PM (#36522362)
> More and more people have dashcams now for this reason. Of course those can be used against you as well.

Most dashcams can track speed too. When I was shopping for a dashcam, many of the reviews/comments said that the first thing they do when configuring their new dashcam is turn off the speed caption (sure it can still be calculated from the visuals if needed, but that's a lot more work). Last thing you want when you're using dashcam video to show someone else was at fault in an accident is their insurer to say that you were 2mph over the speed limit and therefore partially liable.

Re:To Save Money on Insurance, Drivers Agree to Intrusive Mo... by jabradoodle on Friday June 30, 2023 @08:26AM (#36533664)
Deliberately running someone over is not a car accident.