This one lets you spend according to your social credit score and includes the NWO 5G mind control module developed by Bill Gates.

i suppose they can't demonetize you without a legal reason and the fees will be set by the governemnet , not shareholders

hopefully significantly less moralising on the use of the funds and random unaccountable freezing of accounts.

It ultimately comes down to being able to go to a physical location and get coins/paper or not.

I just don't see what the value is of having my account denominated in a way that getting coins/paper is gone. Even if we went to all digital money tomorrow we would probably quickly get a bank that denominates in gold and gives you back paper slips for proof of deposit. Or doesn't even bother with gold and gives paper slips of electronic currency deposits.

We can't even get rid of useless pennies in the US.

It's private for the user. Transactions are only between you and the merchant. Credit card networks, PayPal, etc are all third parties with insight into all Payments going through them globally.

It's offline. Neither you nor the merchant have to have a connection to the bank for the transaction to happen.