All the approaches to handle this kind of thing are not as simple as turning off a checkbox. If that is a deal breaker, then this may not be the app for you. OTOH, if you don't mind occasionally dealing with that (or better still, picking up the bare minimum amount of markdown), it'll provide a pretty rich note taking experience. For typical content, I don't think this will be a frequent issue but then again, what is typical for someone may be atypical for me and vice versa.
Personally I think it is totally worth it but YMMV.
I have tried to use a plugin called Obsidian Git that automatically runs git commits and pushes on an interval, but I have found it frequently had conflicts and the visual for resolving those conflicts wasn't super helfpul. I ended up just paying for Obsidian Sync. I wish I had a solution that kept my data just to myself, but I don't care that much of Obsidian has my notes
Also, it freezes my typing every time it tries to push/pull. So if you put it on an interval, to make it more automatic, your typing will just be frozen every however many seconds
- everything is markdown which I'm comfortable in
- I can use conventional structure of folders and notes within folders (not for everyone but it works for me)
- extensive support for cross-linking/embedding/bookmarks along with connection graphs/search (out of these, I had use cases for cross-linking and embedding which worked very well)
- nice responsive UI with support for themes/customizations (I particularly like the Nord theme). Allows lots of control like custom CSS etc for more fine-tuning
- allows customizing keyboard shortcut for practically any action
- quality of desktop and mobile (Android) application is pretty good and the look and feel is consistent
- extensive plugin system: I mainly use plugins out of the box but with stuff like Data tables plugins, you can automate/implement your own workflow (I am too lazy to use all that). Even with out-of-box stuff, things like the git plugin allows version control with minimal effort, smart links allows regex based rules to convert strings to URLs (like entering JIRA ticket no. which converts to clickable URL); there are lots of such quality of life benefits via the plugins which adds up.
- allows easy syncing either using their paid service or using syncthing (which is what I use)