> You are drowning. I will jump in and help you get to safety only after you have taken a blood and piss test. Are you saying I should have done more?

I think his point was that if someone's drowning, you throw them a life preserver or jump in and save them. You don't throw them $1000, because that's not the solution to the problem they're actually having. It's not like the water will spit them out if you pay it.

And if your problem is addiction, $1000 might just make your problem worse. That $1000 might as well be considered a pile of drugs or booze.

When I was growing up I was friends with a kid whose Dad actually worked trying to help homeless people in a very cold climate. IIRC, one time they had a program to give out subzero rated sleeping bags, but stopped once they realized they were just getting pawned.