This is gonna be a hot take, but I use an HP laser from about 2012 or something, which takes cartridges that are like $20 for 18 months’ worth for me ($20 for maybe 3 months when my wife was doing her masters degree), and for the times I need color I have a couple bucks a month HP Instant Ink subscription for my cheap inkjet thing. It’s like $2 for more pages than I need, and I never have to worry about how inefficient inkjet is. I was super skeptical of Instant Ink but at the low price they ask, it solves the problem of color printing quite well for me.

Edit: once I disabled ipv6 on the inkjet. It caused it to drop its IP connectivity completely, about 40 times an hour. Lol. Took hours on the phone with HP to discover that.