What is your argument here?

I believe the oft-cited reason cash is more expensive is primarily due to shrinkage, which is on the same order as the credit card fees (unless you’re a family-run business or have only amazingly trustworthy employees). Cash-only discounts can be just as easily explained by the “flexibility” cash provides — you can’t assume the conclusion as a fact. The fact that most cash discounts are greater than 1% generally supports this idea, since a business offering a 3% cash discount definitely earns less than taking plastic. (But the accounting “flexibility” is worth more than that 3%.)

Are you saying this is not true, and cash shrinkage is less than the fees?

What I am saying, is what I said. Which has little to do with that to which you are replying. Please read it, and reply to that if you so choose.

You just asserted it was a lie, but didn’t say why. I want to know how you are refuting the “cashless is cheaper” argument? All of the business owners I know value cash only for the ability to declare a bit less, the fees are a wash with the complexity of dealing with cash. If you are arguing that there is another reason it’s cheaper but not saying how — please tell us! Or are you talking about the every-day, minor tax fraud that makes it cheaper?

Multiple restaurants around me only take card. Also airlines. I work for a dtc company and we would go cashless at our stores unless we are forced to by mall management. Cash is expensive to handle.

https://www.usatoday.com/story/money/2018/04/15/cashless-res...

Got it - I was wrong about that second part. The restaurants around you don't serve people who are poor, or people under 18. Smart choice.

Several restaurants around you (I've never seen one, ever) being bigoted and rejecting business, does not mean your general statement is true. 99.(99999?)% of physical businesses also take cash. A blanket generalization, like the statement to which I replied, is based on - umm - the general case. a .0001% case of it being true doesn't make it true.

Trees you see, don't grow on land. Because I saw one growing through the water in a shallow lake once.

Here in the real world, the polar opposite of what was stated is actually true. In fact, I'll bet you a lot more businesses Only take cash than only take credit. Adding credit to a business that does cash (most businesses), is expensive. Adding cash to a business that does credit (count them on one hand) is also expensive.

You seem to not understand that, so I do have more tree and fern examples - just ask. You'll have to wait a couple of days if you want other kinds of flora however, as my brain turns slowly.