Yes. That's the point. It's people building summer cabins 100 years ago deep in the woods and then people moving into them year round and building WAY more than should have been allowed.

The problem isn't just that people build houses in places they probably shouldn't have, it's that those houses represent the primary wealth of a number of a number of not-entirely-upper-class families. I mean sure... if you're banking a couple mil per quarter working in the venture mines, you can afford to give up your house in the woods. But for the majority of people who live there, that would be financially ruinous, and thus... unpopular.