> non-shitbags to get into the industry and replace them
I don't think this really works in this case. Much of the debt being purchased by the shitbags is unlikely to be affordable by the debtor and the collector usually ends up unsympathetically ignoring the financial situation of the debtor to shotgun-harass (contact 20 people and hope 2 answer) them in an effort to make a profit. The non-shitbags realize that this is the only winning strategy and choose to do something else.
I don't think this really works in this case. Much of the debt being purchased by the shitbags is unlikely to be affordable by the debtor and the collector usually ends up unsympathetically ignoring the financial situation of the debtor to shotgun-harass (contact 20 people and hope 2 answer) them in an effort to make a profit. The non-shitbags realize that this is the only winning strategy and choose to do something else.