Savings and Loan Crisis 1980–1989

Re:Savings and Loan Crisis 1980–1989 by pixelmonkey on Monday May 01, 2023 @02:22PM (#35776968)

> One thing that i feel people really aren't getting right now is that rates are still extremely low and they are moving slowly too compared to previous financial shocks.

Are you sure? This graph says otherwise:

https://ibb.co/hW9TP0x

It's true that this graph excludes the rate increases we saw in the 1970s and 1980s, but it's the fastest and highest raise of rates in the last ~30 years. See here for a full timeline: https://fred.stlouisfed.org/series/FEDFUNDS

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Re:Savings and Loan Crisis 1980–1989 by sroussey on Monday May 01, 2023 @02:32PM (#35777104)

I agree that the rate increases are fast. Or at least were, they slowed.

But overall, the last couple decades were the exception not the norm.

Look at the 50s and 60s. That low in the 60s took 40 years to get to again!

It will likely be another 40 years before we see those low low rates again.

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Re:Savings and Loan Crisis 1980–1989 by kmonsen on Monday May 01, 2023 @06:03PM (#35779820)

That is not true (well we can argue how we get to likely I guess), markets expect the rate to be lower than today in 1-2 years: https://www.ustreasuryyieldcurve.com/

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