Accurate. This is a result of the heady combination of relying on the profession to enforce ethical codes, and letting corruption become standard practice, and therefore common and safe. That medicine is NOT a free market is easy to prove, because as soon as you posit a provider that keeps their appointment times, charges a reasonable fee for a short consult, actually looks at you and performs tests himself, relates to your whole being as a human on this planet, and charges something like $100/hour, cash - imagine how that poor schmuck is going to fare in this hard, harsh world of ours. As soon as they need to interface with literally any other part of the system, the other providers, pharmacies, etc will not be able to handle them - and won't want to. Won't need to. Many of their colleagues will sneer at them or even refuse to refer. Some patients, the sociopaths, will sense weakness, the lack blood-thirsty corpo apparatus backup that deals with 10 frivolous lawsuits a day, and say "what the hell" and sue you for malpractice simply because they think you're unprepared and they can win.