What if network tokenization becomes more mainstream? If that happens browsers would't be able to vault users' card details
Re:Payments 101 for a Developer
by dzikimarian on Wednesday April 26, 2023 @06:06PM
(#35720654)
I'm not sure if I fully understand your point. In this solution browser is not expected to vault card. It should just be intermediary between payment methods and payment gateways (of course saving card inside browser can be one of the payment methods).
Also depends what do you mean by more mainstream. Google Pay and Apple Pay both support tokenization. So do many other payment methods - I would say that it's mainstream. Next step would be refusing plain cards at all.
Google Pay is everything that Google needs for Chrome to have full solution.
On paper it looks kinda nice. I've seen some discussion about implementing it from the payment method perspective.
Problem is that Google would be massively privileged, as browser orchestrates the process and payment methods aren't necessarily looking for the fair compromise either.