No way. Any time I've had a debit card shut off, they made several blatant attempts to contact me, and when I called them they immediately connected me to the fraud department to help solve the issue.

Getting a paypal/google/whatever account flagged is basically the death of that account.

You aren’t running a business, and you haven’t really dealt with your bank much beyond the e consumer level. They will cut you off as quickly as possible if they suspect anything nefarious going on. Banks are less reasonable than techs in this regards, you’ve just never used them to sell something.

>Banks are less reasonable than techs in this regards

Nonsense. Banks have someone you can get on the phone, usually 24/7. Good luck getting anyone at Google on the phone.

Really they don't. They will cut you off and then maybe take your phone call. Google and Apple don't actually run their own financial services, they partner with the banks that you think are actually better, but aren't really.