Re:Surviving Burnout
by throwaway173738 on Saturday April 15, 2023 @02:31PM
(#35583258)
The real problem is that the public option got replaced with marketplaces and employer-provided insurance got enshrined in the law. If we Americans were serious about having a free market we’d do the following:
- ban employer-provided insurance entirely. - provide tax breaks for employers who provide insurance stipends to their employees - provide tax breaks for people to buy insurance on the marketplaces - make open enrollment a once a quarter or once a month thing, or even allow you to switch insurance anytime.
The entire problem is that there’s no free market. The people using it aren’t able to negotiate. And when there’s a problem you have to pay your insurance until open enrollment. This means you have no way to vote with your wallet.
Frankly I'm a little confused what you are in favor of. On the one hand you seen to want a public option while on the other hand you seen to be in favor of a free market.
IMHO, this is not what is wrong with the system in the US. The problem is that the consumer of healthcare is doubly removed from the price.
First by the insurance company using the doctors. Second by one's workplace paying for the insurance. Is it any wonder that prices keep going up under such a scheme?