Monetary policy has incredible sway over the economy, so they should bear the brunt of the blame. It's odd to me that everyone talks about how important democracy and elections are, but when it comes to the mighty dollar, the thing that runs this country and largely the world, all decisions affecting its value are made by a board of unelected individuals behind closed doors through opaque models. The FOMC membership itself partly consists of bankers elected by other bankers, which always seemed like a conflict of interest to me. The Fed deserves more scrutiny, if anything.