Note that one can save a 'decent' amount even if you have 'only' ten years before your planned/desired day. This book has a Canadian focus:

* https://www.cpacanada.ca/en/public-interest/financial-litera...

Interview with author:

* https://www.moneysense.ca/save/retirement/procrastinating-on...

* https://www.youtube.com/watch?v=L_MIMfd5emg

* https://www.youtube.com/watch?v=eh74xUdBITU

You may not need as much of a nest egg as you think for a comfortable (perhaps not luxurious) retirement:

* https://www.moneysense.ca/save/calculating-how-much-money-yo...

* https://www.macleans.ca/economy/money-economy/heres-the-real...

* https://findependencehub.com/qa-with-author-david-aston-abou...

Lots of folks are in a similar situation (if through a different path):

* https://old.reddit.com/r/PersonalFinanceCanada/comments/zv3q...

* https://old.reddit.com/r/PersonalFinanceCanada/comments/zd3c...

* https://old.reddit.com/r/PersonalFinanceCanada/comments/w9bv...