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Re:Apple introduces Apple Pay Later by WirelessGigabit on Tuesday March 28, 2023 @02:24PM (#35345596)
Well, no, if the credit card charge is declined they don't offer the service.

They don't owe you anything if the charge fails. So no-one loses.

If they charge your bank account for a credit card bill that you owe, and it fails, they lose.

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