How so? The KYC/AML attitude and invasive banks seem to make it basically impossible to function a business. Can't even use a cryptocurrency ATM without identifying yourself through a Finnish bank account and being a long-term resident, making them useless for travelers. Localbitcoins was originally one of the biggest services and it was destroyed by Finnish regulations: a "local" p2p trading service that hilariously banned people from even using cash because of the hostile Finnish environment