Consider a minivan. Seriously. I’m also in your shoes. I bike or walk most places I need to go, but I use the minivan when I need to get large things. The rear seats fold into the floor and the middle seats come out if I need the extra space. It’s about as long as a decent truck bed with those seats out, my cargo is covered, and it gets great gas mileage by comparison. I don’t really give a shit if the interior gets messed up, and I’m sitting lower to the ground with great visibility. You might not be able to haul certain large appliances, but otherwise, it’s all the benefits of a truck and then some, with few drawbacks.

I’ve owned two minivans and three trucks, and I’d go minivan any day.