Uh, stock price is largely an emotional sentiment on short-earnings potential. Whether a stock price of a bank moved or not should be largely immaterial compared to its reserves.

What's important are:

- strong regulations (not half of Dodd-Frank becoming a banking lobbyist for weaker regs)

- results of recent, meaningful stress tests

- diversification of its asset portfolio in inflation- and interest-rate-safe instruments

- P&L exposure to liabilities or downturns in revenue

- diversification of product mix to weather commercial and retail downturns