Personally, I'd agree with Bitwarden on this that it's an attack that requires physical access to a user's device, or worse, remote admin privileges.
> Using a PIN can weaken the level of encryption that protects your application's local vault database.
> If you are worried about attack vectors that involve your device's local data being compromised,
> you may want to reconsider the convenience of using a PIN.
https://bitwarden.com/help/unlock-with-pin/#enable-unlock-wi...
It is something they should remove entirely in an upcoming version after giving users enough warning.
https://blog.kraken.com/post/11905/your-fingerprint-can-be-h...
Personally I advocate using BitWarden for commonly used logins that, if they were compromised, would not be catastrophic; perhaps in some cases because 2FA provides another, tautologically, factor, and KeePass secured with a FIDO2 device in challenge response mode, a passphrase, and possibly setting a higher key stretching work factor to further blunt any brute force attempt, in which more important data is held.
However, it's important to note here that biometrics isn't just about fingerprints and every OS handles their available biometrics options differently. For example, I would recommend face authentication on apple devices, however I would avoid using face for windows, and instead recommend a windows hello PIN (yes, it's handled differently than the PIN in the above article).
Ultimately, you're just trying to create a balance between the layers of protection and reasonable attacks. There's only so much you can protect against, nobody can withstand someone who is cloning fingerprints, stealing devices, has access to your separate device 2FA, etc. without severely affecting their lifestyle.
If they're rubberhosing me, I'll just give them the master pass. They won't have to take my finger.
If they get my fingerprint some other way, I can just switch to my next finger. And when I'm done, I can use PINs.
I don't think it's mutability that matters. It's just that I leave fingerprints everywhere.
So no excuse if you value convenience, PINs are not good. Short easy to remember and enter PINs are also the reason Apple is under fire due to how easily you can avoid biometrics and just use the 6 digit PIN.