I don't think we're talking about the same group of people. A highly paid tech worker who makes, say $250K a year, and maybe has a little $800,000 retirement account? Sure, they could retire in Kazakhstan or something, but there's still something to work for (maybe they want to step up and retire in Thailand or heaven forbid the USA).

But if you've banked $100 million, that's a totally different world. You have wealth that grows by itself passively, and you'll never be able to spend it. You can live wherever you want in the world and never have to work, and neither will your offspring for multiple generations. Any work you do at that point is firmly in the "Play the video game after you won" territory.