You understand that’s the silliness of risk management. Anyone who failed is always accused of not managing it. It’s a truism.

You can’t prepare for all outcomes and this was not one a bank expects. A 3 day 40 billion dollar draw down maybe a first ever event for any bank in all of history. Should they also have risk managed for a nuclear bomb going off in their lobby?

Get real man. Recognize that you are Monday morning quarterbacking here.