Credit unions are by design not meant to serve business customers (some do, but they're the exception for a reason). Further, Canadian credit unions (with the kinda sorta exception of Desjardins) are insignificant in size, which is why I didn't bother mentioning them in the first place.

Let me repeat: Canada lacks the equivalent of regional banks, and that's a problem for entrepreneurs looking for banking (let alone loans) for new ventures.