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A comment on ChatGPT's API Is So Good and Cheap, It Makes Most Text Generating AI Obsolete. Parent comment

Re:ChatGPT's API Is So Good and Cheap, It Makes Most Text Ge... by logifail on Saturday March 11, 2023 @05:00PM (#35113230)
You've seen the movie The Big Short?

Someone is likely coding:

query = f"The guidelines for approving or denying a loan are: {guidelines}. Here are sample application that were approved: {sample_approvals}. Here are sample applications that were denied: {sample_denials}. Please write a loan application which is very likely to be approved. Provide necessary supporting details.

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Re:ChatGPT's API Is So Good and Cheap, It Makes Most Text Ge... by cs702 on Saturday March 11, 2023 @05:05PM (#35113267)
Yeah, that sort of thing looks inevitable too.
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Re:ChatGPT's API Is So Good and Cheap, It Makes Most Text Ge... by abigail95 on Saturday March 11, 2023 @09:12PM (#35115636)
That's not going to short circuit or outsmart the risk model that its up against.

It's going to spit out the most creditworthy applications, so you can then generate your own... after you deposit $5M in the bank.

At worst you can slightly more easily reverse engineer the risk model.

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