Re:Wells Fargo Clients Report Missing Deposits as Bank Works...
by TedDoesntTalk on Saturday March 11, 2023 @12:24AM
(#35105700)
I’ve read that Schwab checking has NO fees. If you overdraw, the check/draft doesn’t clear and you don’t pay any fees to Schwab.
[ Parent
| on HN ]
Re:Wells Fargo Clients Report Missing Deposits as Bank Works...
by dieselgate on Saturday March 11, 2023 @12:28AM
(#35105724)
Wasn’t sure on this but according o NerdWallet Schwab will not charge an overdraft fee if they’re able to transfer funds from a savings or brokerage account. Not sure about specifics.
Schwab doesn’t have anything obvious on their site about overdraft but I’ve never paid any fees to them for anything
https://www.nerdwallet.com/article/banking/overdraft-fees-wh...
Re:Wells Fargo Clients Report Missing Deposits as Bank Works...
by KennyBlanken on Saturday March 11, 2023 @02:36AM
(#35106303)
"Pull from another account" is common but also potentially very dangerous if you intentionally don't keep a lot of funds in your checking/debit account to limit the damage someone can do with a fake check or your debit card.