So, again something VC backed start-ups cannot be bothered with, after taxes and general compliance we have the pains of traditional banking. Something every fast food truck or small retail store manages on a daily basis.

And this refusal to follow existing rules and practices of how businesses are generally run, opens up an opportunity for all kinds of shady, borderline grifters. Sorry, I meant disruptive start-ups. But hey, it's not my money after all.