thank you very much for this explanation

i think this comment is the second most interesting one in the whole thread, following the one that pointed out that svb's stock fell 60% today (true: https://finance.yahoo.com/quote/SIVB/)

related links:

https://en.wikipedia.org/wiki/Islamic_banking_and_finance

https://en.wikipedia.org/wiki/Murabaha

https://en.wikipedia.org/wiki/Profit_and_loss_sharing#Mudara...

https://en.wikipedia.org/wiki/Profit_and_loss_sharing#Mushar...