I prefer using early return in monads with guard like:

    safeDiv :: (Monad m, Alternative m) => Int -> Int -> m Int
    safeDiv x y = do
      guard (y /= 0)
      pure (x `div` y)

    main :: IO ()
    main = do
      print $ safeDiv @Maybe 1 0
      print $ safeDiv @[] 1 0
      -- print =<< safeDiv @IO 1 0 -- guard throws an error in IO

Try it out at https://play.haskell.org/saved/a6VsE3uQ