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A comment on Maybe Treating Housing as an Investment Was a Colossal Mistake. Parent comment

Re:Maybe Treating Housing as an Investment Was a Colossal Mi... by prds_lost on Monday March 06, 2023 @01:27PM (#35045325)
With the exception of FHA (life for < 10% down, otherwise 11 years prior to ability to request MIP removal).
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Re:Maybe Treating Housing as an Investment Was a Colossal Mi... by swatcoder on Monday March 06, 2023 @01:44PM (#35045626)
That only applies within the original loan.

You can just refinance out of it (when the numbers are right), and it’s often easy since you now have equity, a proven payment history, and are presumably looking at even lower payments on the new loan.

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