Re:ChatGPT broke the EU plan to regulate AI
by kelnos on Monday March 06, 2023 @04:18AM
(#35039049)
That's usually not the case, though. I was just looking around at Chase's credit report tracking thing, and they have this to say on credit inquiries:
> The VantageScore credit score model takes rate shopping, e.g., for a mortgage or car loan, into consideration. All inquiries for mortgages, auto loans and major credit cards that appear in your credit file within a 14-day window are interpreted as a single inquiry.
I believe that's the case for the FICO score algorithm as well. I think a 14-day window is probably too short, but it likely does cover most situations.
> The VantageScore credit score model takes rate shopping, e.g., for a mortgage or car loan, into consideration. All inquiries for mortgages, auto loans and major credit cards that appear in your credit file within a 14-day window are interpreted as a single inquiry.
I believe that's the case for the FICO score algorithm as well. I think a 14-day window is probably too short, but it likely does cover most situations.