Re:ChatGPT broke the EU plan to regulate AI
by LeanderK on Monday March 06, 2023 @07:16AM
(#35040128)
yeah, german here. I know schufa exists but right now it's really barely relevant. I don't plan to take on large debt or something (I think that's what they are used for?) and I've never used it so far.
Yes, as far as I'm aware the US & Canada are unique in having 'a credit score' for people; elsewhere there may be agencies offering scoring services to lenders, but it's not something individuals ordinarily nor need to care about, and it's not 'their score' it's just that particular company's (Equifax's, or whoever) rating.
It's not taken as seriously, nor does it need to be.