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A comment on I created an eBay account and bought an item, today I got indefinitely suspended. Parent comment

Re:I created an eBay account and bought an item, today I got... by kube-system on Thursday February 23, 2023 @03:07PM (#34915777)
Probably TeleCheck. Your credit score is irrelevant, it is likely denying you because you never use checks in that way. It's anomaly analysis. At the other end of a wire, both of these circumstances appear identical:

* a criminal who stole the checkbook of someone with an 800+ credit score and used it for a transaction the rightful owner never has

* someone with an 800+ credit score and used it for a transaction they never have

I'm not sure why anyone would use checks in an emergency though, I'm surprised BB&B even still accepts checks.

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Re:I created an eBay account and bought an item, today I got... by maweaver on Thursday February 23, 2023 @04:37PM (#34916850)
> I'm not sure why anyone would use checks in an emergency though, I'm surprised BB&B even still accepts checks.

I was taught to carry one for emergencies. If your credit card gets frozen/lost/stolen/hits its limit, and you don't have enough cash for what you need, carrying a check seems like a good backup plan. Or it did until I've now learned it's essentially useless.

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Re:I created an eBay account and bought an item, today I got... by itzworm on Thursday February 23, 2023 @04:53PM (#34917079)
Unfortunately as technology evolves our default operating procedures have to evolve too.

Take for example draining batteries until they die as the "battery health best practice". Obviously terrible advice for lithium-ion batteries.

Or advice to "never leave a car/lead-acid battery on concrete for longer than a few minutes." Which just doesn't apply with plastic/rubber shelled lead-acid batteries these days.

I'm not sure what a stop gap to replace the emergency check is, but I'm sure there are options.

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Re:I created an eBay account and bought an item, today I got... by Supermancho on Thursday February 23, 2023 @07:46PM (#34919102)
> Or it did until I've now learned it's essentially useless.

That one vendor does not represent US society at large. Plenty of organizations (namely the US govt) still prefers checks. Gardeners, lawyers, and more...all take checks. I still keep a couple in my wallet for emergencies.

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