would you put all your retirement savings in moderna stock then ?

would I? I wouldn't. Why not?

I think something is going to happen that I am not allowed to talk on social media about, otherwise I would do just that.

edit: see, just the very mention of it gets me downvoted.

Forget Moderna, how about the very businesses that people posting on this forum benefit from?

Their lifestyle being made possibly by the 20%+ consistent profit margins from businesses that have relatively little risk from natural world events, from the safety of working behind a keyboard.

Not that software and hardware businesses do not have risks and are earning disproportionate profit margins, but the idea that businesses with risks such as viruses killing their whole supply or multi billion dollar oil rigs sinking could not also require sufficiently profit margins to attract investment.

High profit margins aren't a problem when there is a significant value add. Moderna is taking extremely inexpensive bulk chemicals and turning them into much more valuable finished medicines. Of course there is significant capital cost - research, equipment, dealing with regulatory bodies, etc but once all that is paid for pharma is basically a money printer.