I'm by far not a millennial, and not cash-strapped, but I've completely fallen out of love with cars now I live somewhere where there is ubiquitous and cheap 'automated' transport, ie public transport, uber, grab, etc. I use a bike when I want to be 'free' to just wander. A car can never be that anyway, in a city.

I get that a car is the only realistic option in the 'great outdoors', but anywhere even slightly dense, they're a pain to buy, to maintain, to drive, to park. If you want the fun of driving, go to a track. If you want to get around, there are often better options. Car ownership seem like an outdated aspiration, IMHO.