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Re:Millennials who buy less are happier by notch898a on Thursday February 16, 2023 @05:25PM (#34827393)
How does one live in a 45m^2 self built house when all the jobs are in places with insane building codes requiring 1200 sq ft minimum house complete with sewage/septic permit? You may be able to get away with that if you don't have a family but if you do sooner or later other kids will find out, your kid will be ratted out to social services for living in an "illegal shelter" which the social worker will deem inadequate and demand they be moved or taken away. The city will bulldoze the house and fine the everliving shit out of you.

Meanwhile you still have to pay property taxes, and for at least some of your food, which means you need a job. And because you have a job you need childcare. So minimally you need to pay for the property taxes food and childcare, occasional medical bills, the upkeep of the truck (emissions testing needed to legally drive to get groceries etc, so even a check engine light means costly repair). Oh and don't forget, when I was looking for a truck "older than me" during covid I found the market was absolutely insane and they were practically the price of a new truck. All in that's a full working-class salary right there, and that's with spending on nothing but essentials.

As an extremely frugal person the only way I've ever been able to live the way you live was when I was single and basically squatting in the national forest. And even then I had LEO up my ass threatening to cite me for illegally existing in nature. Hopefully any American planning this life has the money to emigrate or the will and craftiness to do it illegally.

Re:Millennials who buy less are happier by madaxe_again on Thursday February 16, 2023 @05:43PM (#34827631)
No job, no need, and the house is entirely legal, including the septic system and other infrastructure I’ve built, and I have a kid. Also good fucking luck to anyone wanting to get a bulldozer there - it’s on a 45 degree hill slope with no road access. The truck was €4,000, and it’s a hilux. I could set it on fire and it would be fine.

The property taxes are €40 a year for the house, the mill, the ruined medieval village, and the 15ha of land.

My passive income is seven figures, because rather than fritter away on crap, I invested in a diverse range of stuff, from equities to real estate to small businesses/startups. I’m noodling about with a few new ventures of my own as I have time on my hands.

And yes, emigration is useful. I draw an income from expensive economies and moved to a cheap country where quality of life is king.

To be clear, this is the current state - I worked my arse off for 15 years and lived a pretty monkish existence, and now reap the rewards.

Re:Millennials who buy less are happier by pcdoodle on Thursday February 16, 2023 @06:40PM (#34828394)
I like your story a lot. Did you always live in Portugal or move there when you had enough resources?
Re:Millennials who buy less are happier by notch898a on Thursday February 16, 2023 @06:43PM (#34828420)
Portugal shut down the most likely path to his story recently (actually just today), as they decided it created "lack of affordable housing" for their own population. This is another one of those cases of "just be born before the ladders are pulled away and you can do like me."
Re:Millennials who buy less are happier by madaxe_again on Thursday February 16, 2023 @07:00PM (#34828614)
No, I didn’t do a golden visa - rather, a retirement visa - residency is easy if you have even only a moderate income of €1,200 a month or so or assets. It also handily comes with a ten year exemption on overseas income, which I don’t feel too bad about as I avail myself of no state services beyond those which I do pay for through other taxes, and I’ve made some substantial investments in local businesses.

The golden visa was a much abused scheme largely for absentee landlords who want EU residency, and it has indeed jacked up property prices in the major population centres to an unsustainable degree - many properties have been priced to the visa threshold, and then sit vacant, unrented, often dilapidating. I’m glad to see the back of it, as it gives estrangeiros a bad rap.

Re:Millennials who buy less are happier by pcdoodle on Thursday February 16, 2023 @06:52PM (#34828517)
A good example of seizing the opportunity none the less. In such a dynamic world, I'm sure there's ways to do the same.
Re:Millennials who buy less are happier by notch898a on Thursday February 16, 2023 @05:48PM (#34827688)
You mind if I ask what country? That's a hell of a tax rate for 15ha + residence.

Unfortunately my dumbass country banned the hilux. Always wanted one.

Re:Millennials who buy less are happier by madaxe_again on Thursday February 16, 2023 @06:00PM (#34827876)
Portugal. We actually have two habitation licenses for the property as a whole, as there are two extant habitations there, both ruinous (rebuilding one, the watermill, this year) and there are basically no code requirements for historic structures, and any other structures on the same land under 100m2.
Re:Millennials who buy less are happier by notch898a on Thursday February 16, 2023 @06:07PM (#34827976)
That's awesome.

I considered moving to Portugal someday too. Was sad to find out today they ended their visa program [0]. I suppose one door closes, another will open somewhere else.

https://www.bloomberg.com/news/articles/2023-02-16/portugal-...

Re:Millennials who buy less are happier by serf on Thursday February 16, 2023 @05:50PM (#34827722)
> You may be able to get away with that if you don't have a family

I find it unsurprising that the care and attention of family requires different circumstances.

I don't really understand why whenever an alternative lifestyle is brought up there is always someone that says "Huh, yeah, well try doing that with a family, buddy!".

Some people live without family, and they shouldn't really feel the need to fit into a cookie-cutter existence that presupposes the future existence of a family unit -- they make it work.

>when I was looking for a truck "older than me" during covid I found the market was absolutely insane and they were practically the price of a new truck.

you were looking for a used vehicle during one of the very worst times in the used vehicle market for buyers ever (at least in the US; I didn't follow elsewhere).

Re:Millennials who buy less are happier by notch898a on Thursday February 16, 2023 @05:54PM (#34827786)
>>It’s also eminently achievable for anyone on a halfway decent income,

May want to read again what I replied to ", buddy!"