It's incredibly generic; it basically just describes the computer from Star Trek: "computer, where is captain Picard?" There's a little bit more to it, but not much. There's also a number of very similar patents in the Patent Citations section with only superficial differences, so it's not even the first patent on this.

Nothing was innovated here beyond the obvious; this patent shouldn't have been approved. The idea is that either 1) investments are protected by granting exclusive rights for a limited period, and 2) the public benefits by making the innovation public so they can benefit after the exclusive rights expire. But neither is the case here: there was no innovation here beyond writing the patent, and the public doesn't benefit because it's a generic high-level description like we've seen in science fiction for many decades.

Whether patents are even a good or bad thing in the first place doesn't even come in to play.