> For a "clean" home directory I started to visible hide default folders I have no interest in: > chflags hidden ~/Music

I sort of do the opposite. I hide any folders I add to the home directory

      chflags hidden ~/bin 

      chflags hidden ~/Applications

      chflags hidden ~/sandbox

so that in the unlikely event anyone sees my home directory, there is absolutely nothing interesting about it. "This looks like a clean install. Nothing to see here."