No you are just putting words in people's mouths. As an american, when I tell someone "I had to pay $400 to go get an ultrasound", nobody responds "ACKSHUALLY you paid $400 plus the $400 a month you pay for your premiums plus whatever funding comes from governments from your taxes". That point is only brought up to talk about how we actually pay a fuckload for healthcare even though it's a private industry and that's supposed to make it efficient or whatever.