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A comment on U.S. credit card debt jumps 18.5% and hits a record $930.6B. Parent comment

Re:U.S. credit card debt jumps 18.5% and hits a record $930.6B by whitemary on Friday February 03, 2023 @01:53PM (#34646060)
At what point is one expected to forego their basic needs (including dignity) to avoid debt?

Logically, this question must be answered with sincerity before blaming financial illiteracy.

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