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Re:U.S. credit card debt jumps 18.5% and hits a record $930.6B by time_to_smile on Friday February 03, 2023 @01:38PM (#34645829)
If it where the case that everyone was like you in their credit card use it would have to imply one month consumer spending also went up dramatically. This is something, at least according to earnings reports coming it, I don't believe we're seeing.
Re:U.S. credit card debt jumps 18.5% and hits a record $930.6B by calr on Friday February 03, 2023 @02:22PM (#34646509)
Or perhaps credit card popularity is increasing; spending that was previously done via cash and debit cards is shifting to credit cards. That would leave earnings constant.