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A comment on Ask HN: What simple facts have you learned surprisingly late in life?. Parent comment

Re:Ask HN: What simple facts have you learned surprisingly l... by account-5 on Saturday January 28, 2023 @06:05AM (#34556693)
> Paying your mortgage off can leave a sense of emptiness, like what next?

Months away from this. Obviously each to their own, but I think I'll have a sense of achievement, security, and relief once it's gone. Due to sacrifices I've made we've managed to pay off a 25y mortgage in a little under 12y. I can't wait to be debt free and not at the mercy of bank interest rates and economic disasters. I can then start putting more aside for my kids.

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Re:Ask HN: What simple facts have you learned surprisingly l... by tbrock on Saturday January 28, 2023 @03:45PM (#34561641)
Why though? It would make more sense to keep lending at 2-ish% and making 8 in the market just throwing it in the S&P. The spread is 6 pts or more on average.
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Re:Ask HN: What simple facts have you learned surprisingly l... by p0d on Sunday January 29, 2023 @01:15PM (#34570918)
Agreed, and this is what I did too. You just don't know how much a space it feels in your thinking and purpose until it is gone. I imagine their may be a cautionary tale in there about enjoying today.
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