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Re:Is tipping getting out of control? Many consumers say yes by kenjackson on Tuesday January 24, 2023 @12:38AM (#34499801)
Amex has gift cards with no expiry and no processing fees after purchase. The price on a $3000 card is $5.95. Which is about 0.2%.
Re:Is tipping getting out of control? Many consumers say yes by Larrikin on Tuesday January 24, 2023 @01:00AM (#34499953)
Is this only through a web portal that is tied directly to your bank account? Do you have a link?

Such a card, if it exist, would quickly be the most popular card on all churning and credit card reward forums.

Also if it exist but requires a bank account or Amex credit card to purchase, it goes back again to being pointless for the people who can't get banking services and rely on cash.