These systems have proven to work better than what we have now with crypto which is full of unregulated, volatile fictitious tokens that attract offshore exchanges.

Funny how developing countries have come up with better solutions that what crypto was trying to solve for them in payments but failed in doing just that.

You are confused about the value proposition of crypto. These systems do not solve the same problem.

There is no value proposition of crypto and my point still stands.

What has crypto done better than the systems I have mentioned?

I’m not going to repeat my explanation from my parent comment. The fact that you can’t form a rebuttal shows that you do not understand the value proposition. I suggest reading the original bitcoin white paper. If you can understand it then the differences with the systems you mentioned will become obvious.

> You are confused about the value proposition of crypto.

Then you should tell us what is the real value proposition of crypto then, because I cannot see it.

The Bitcoin whitepaper is moot since the whole point of Bitcoin is to be a P2P payments system and yet it has failed in that aim alone.

Therefore, since Bitcoin in its current form has failed, the value of crypto is nothing.