There was also the "build it to live in it" condominium programs that opened more opportunities specifically to those just starting their adult lives, who would otherwise qualify at most for a room in a communal apartment, and couldn't possibly afford a downpayment on that mortgage (15-20 monthly salaries). But those came late - many weren't even completed by 1991 - and they had considerable pushback from many local authorities, partly on the basis that such luxury was "undeserved" and unfair to older people who were in the line for regular apartments, and partly because some of their member-elected governance councils were starting to get political ambitions and push for more local self-administration in the 80s.