> People make choices. My choice may be to work until I have enough money to where I can earn enough interest passively while I go to Africa and join Engineers without Borders. Or my choice might be to have children. Either way, my productivity, savings, and future goals need to be harmonized for my plans to come to fruition.

The flaw in your argument is, that you are in a position, that you can afford to make such choices. Most people here are in a sector, that is in a bubble right now (IT/web), so they dont have much problem getting a high paying job (when people working for other industries are worried about getting any kind job.).