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Re:John Carmack: I loaned money to anyone that asked me by usefulcat on Monday January 09, 2023 @12:37PM (#34313095)
Some people don't like to borrow money. For such people, it's usually not about whether the lender needs the money back, it's about how they see themselves.
Re:John Carmack: I loaned money to anyone that asked me by porcheetoh on Monday January 09, 2023 @02:02PM (#34314477)
This 100%. I try to cultivate friendships with people whose mental model of themselves and their friendships with me would require that they treat a loan seriously (even if, in the end, they couldn’t pay it back).

With such a friend, whether to loan money is an easy question to answer: yes, as long as I can afford to.

With anyone else I figure I’m not a bank (or a loan shark), so I shouldn’t get into a bank’s business.