This is certainly from my religious tradition and won't work for everyone but I consider it a blessing and a freedom that such discernment is not required of me:

> when you see on earth the man who has encountered the shipwreck of poverty, do not judge him, do not seek an account of his life, but free him from his misfortune. Why do you make trouble for youself? God has excused you from all officiousness and meddlesomeness. How much most of us would complain, if God had bidden us first to examine each person's life exactly, to interfere with his behavior and his deeds, and only then to give alms? But as it is we are freed from all this kind of annoyance. A judge is one thing, an almsgiver is another.