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A comment on U.S. stock market returns – a history from the 1870s to 2022. Parent comment

Re:U.S. stock market returns – a history from the 1870s to 2022 by theandrewbailey on Friday January 06, 2023 @02:32PM (#34279675)
Target-date retirement funds automatically do.
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Re:U.S. stock market returns – a history from the 1870s to 2022 by adastra22 on Friday January 06, 2023 @02:48PM (#34279957)
And even these days the typical investor probably uses a financial advisor, who would do such fund reallocation, even if they don't use target date funds explicitly (which they should).
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Re:U.S. stock market returns – a history from the 1870s to 2022 by FooBarBizBazz on Saturday January 07, 2023 @12:28PM (#34290323)
Do they really? When I've looked around at financial advisors they've wanted at least several percent annually of AUM, which, to my mind, is just insane.
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Re:U.S. stock market returns – a history from the 1870s to 2022 by adastra22 on Sunday January 08, 2023 @01:48AM (#34296729)
I agree. I don’t use them myself. There are few-only financial advisors though, which are all I’d recommend people use.

I’m just saying financial advisors are common. Not that they should be.

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Re:U.S. stock market returns – a history from the 1870s to 2022 by kortilla on Tuesday January 10, 2023 @01:19PM (#34329113)
Only when you’re getting close to the target retirement date. Even those funds benefit from downturns early to mid-career.
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