Specifically chose this neighborhood because there is no HOA. The goat/sheep/whatever was hilarious and was gone within a week. The point is that just because I don't live by an AirBnB (that I know of) doesn't mean I'm guaranteed to have no noise from neighbors. The renters before honestly did suck a lot, but if they wouldn't turn down their bass, and the cops couldn't be bothered to do anything about it, I doubt an HOA would have helped. I'd rather invest in quiet windows than live out the many many horror stories of my friends who live in HOAs.